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人工智能和金融素养,年轻一代面对数字货币经济的关键 2026 年 6 月 9 日

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JAKARTA, KOMPAS.com -PT Indo Premier Sekuritas through the IPOT investment platform is expanding its role not only as an investment application, but also as an ecosystem that encourages financial literacy and the use of artificial intelligence (AI) for Indonesia’s young generation.

This step was taken amidst the acceleration of digital transformation in Indonesia, which is marked by the increasing adoption of AI technology in various sectors of life.

With more than half of Indonesia’s population being of productive age and Gen Z being the largest group that will determine the direction of the national economy, mastery of AI is considered to be an important competency in the future.

Also read: Financial pressure causes productivity to decrease, employees must be financially literate

President Director & CEO of PT Indo Premier Sekuritas, Moleonoto The said, AI has now become a new infrastructure that influences the way humans work, learn, communicate, invest and make financial decisions.

“With total customer managed funds (Asset Under Management) reaching around IDR 312 trillion and supported by more than one million customers, IPOT is here to connect the nation’s greatest asset, namely the young generation with future competencies through responsible use of AI,” said Moleonoto in his statement, Tuesday (9/6/2026).

According to him, AI is no longer a technology of the future, but has become a part of everyday life that influences various societal activities.

He also believes that IPOT is an application that is ready to lead the AI ​​transformation for Indonesia’s young generation after carrying out a comprehensive update from conventional applications to an integrated AI Real-Time Trading and AI Decision Engine ecosystem.

Also read: Digital Financial Literacy is the Key for MSMEs to Avoid the Risk of Default

To support the needs of the younger generation who prioritize personal and flexible digital experiences, IPOT presents real-time AI-based user interface (UI) and user experience (UX) updates.

This update allows users to access various investment and stock trading features more intuitively.

The company also opens access to technology previously widely used by institutional investors to retail investors at no additional cost.

According to the company, this step was taken to provide more equal opportunities for young investors in accessing domestic and global capital markets.

Also read: Student Financial Literacy is considered important for building financial awareness

IPOT assesses that Indonesia’s young generation is currently facing more complex economic challenges than previous generations.

Apart from facing global inflationary pressures which affect purchasing power, the younger generation is also faced with various digital risks such as cyber fraud, the rise of online gambling, the fear of missing out (FOMO) phenomenon, and various investment schemes that promise fast profits on social media.

达拉In the company’s view, this condition shows the importance of strengthening financial literacy so that the younger generation not only becomes technology users, but is also able to create economic value from the technology used.

IPOT then introduced a formula that combines the younger generation, financial literacy and AI as part of efforts to strengthen national economic resilience.

另请阅读:随着品达的崛起,年轻人的金融素养成为人们关注的焦点

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