JAKARTA, KOMPAS.com -PT Indo Premier Sekuritas through the IPOT investment platform is expanding its role not only as an investment application, but also as an ecosystem that encourages financial literacy and the use of artificial intelligence (AI) for Indonesia’s young generation.
This step was taken amidst the acceleration of digital transformation in Indonesia, which is marked by the increasing adoption of AI technology in various sectors of life.
With more than half of Indonesia’s population being of productive age and Gen Z being the largest group that will determine the direction of the national economy, mastery of AI is considered to be an important competency in the future.
Also read: Financial pressure causes productivity to decrease, employees must be financially literate
PT Indo Premier Sekuritas 总裁兼首席执行官 Moleonoto 表示，人工智能现已成为影响人类工作、学习、沟通、投资和财务决策方式的新基础设施。
“With total customer managed funds (Asset Under Management) reaching around IDR 312 trillion and supported by more than one million customers, IPOT is here to connect the nation’s greatest asset, namely the young generation with future competencies through responsible use of AI,” said Moleonoto in his statement, Tuesday (9/6/2026).
According to him, AI is no longer a technology of the future, but has become a part of everyday life that influences various societal activities.
He also believes that IPOT is an application that is ready to lead the AI transformation for Indonesia’s young generation after carrying out a comprehensive update from conventional applications to an integrated AI Real-Time Trading and AI Decision Engine ecosystem.
Also read: Digital Financial Literacy is the Key for MSMEs to Avoid the Risk of Default
To support the needs of the younger generation who prioritize personal and flexible digital experiences, IPOT presents real-time AI-based user interface (UI) and user experience (UX) updates.
This update allows users to access various investment and stock trading features more intuitively.
The company also opens access to technology previously widely used by institutional investors to retail investors at no additional cost.
该公司表示，此举旨在为年轻投资者进入国内和全球资本市场提供更平等的机会。
Also read: Student Financial Literacy is considered important for building financial awareness
IPOT assesses that Indonesia’s young generation is currently facing more complex economic challenges than previous generations.
除了面临影响购买力的全球通胀压力外，年轻一代还面临各种数字风险，例如网络欺诈、在线赌博的兴起、害怕错过（FOMO）现象以及各种在社交媒体上承诺快速获利的投资计划。
达拉该公司认为，这种情况表明了加强金融知识的重要性，使年轻一代不仅成为技术使用者，而且能够从所使用的技术中创造经济价值。
随后，IPOT 推出了一个将年轻一代、金融知识和人工智能结合起来的方案，作为增强国家经济弹性的努力的一部分。
另请阅读：随着品达的崛起，年轻人的金融素养成为人们关注的焦点
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